Self Funding
What is Self-Funding
In short Self-Funding is the term used for someone who pays the cost of their own care and support.
Links for Self Funding
1. Link to NHS main Self Funders website. Please click here
2. Get advice on paying for care from:
- Age UK on freephone 0800 055 6112. They also provide specific support as part of their: Handyperson Service (paid service) , click here. They have also released a document on paying for care and support at home, read here
- Independent Age on freephone 0800 319 6789
- MoneyHelper on freephone 0800 011 379
3. Link to the London Borough of Bromley ‘Paying for Care’ website. Please click here
As a Self Funder, Will I be entitled to financial support?
You will not be entitled to help with the cost of care from your local council if:
- you have savings worth more than £23,250 – this is called the upper capital limit, or UCL.
- If you own your home and permanently move into a care home, the value of your property may be included in your financial assessment. However, if your spouse or partner continues to live in the property as their home, its value will normally be disregarded. This means the value of the property will not be included when assessing your capital, although your other savings, capital and income may still be taken into account..
You can ask your council for a financial assessment (means test) to check if you qualify for any help with costs.
Read more about the financial assessment.
You can choose to pay for care yourself if you don’t want a financial assessment.